Providing 40 million rides in the U.S. every month, Uber has revolutionized the transport industry. Combining digital accessibility with the convenience of taking a cab, Uber is one of the most popular ways to get from A to B.
However, few people are aware of how the network really works. When it comes to vehicle maintenance and safety, for example, people tend to assume that Uber plays a role in keeping vehicles up to date. In fact, drivers are characterized as independent contractors, which means they’re responsible for maintaining their vehicles.
How Are Uber Vehicles Insured?
All vehicles on the road are required to have a minimum amount of insurance and this applies to cars used to provide Uber rideshare services too. However, many states, including Florida, have introduced new regulations designed to increase the minimum requirements for rideshare drivers.
Due to this, Uber maintain insurance on behalf of their drivers. When a driver is available or waiting for a rideshare request, for example, they are required to have third-party liability insurance coverage at varying levels. If a driver is transporting a passenger or travelling to pick someone up, however, they must have third-party liability insurance coverage of at least $1 million, uninsured/underinsured motorist bodily injury cover, and contingent comprehensive and collision cover at a minimum.
Of course, Uber drivers routinely use their vehicles for non-work related journeys too. If an Uber driver is not accepting rides, their personal auto insurance will apply.
What Happens after an Uber Accident?
With so many rideshares taking place every month, Uber vehicles are bound to be involved in accidents from time to time. As with any road traffic accident, your first priority should be the safety of those affected. Depending on the severity of the incident, it may be necessary to call 911 and ask for assistance from emergency responders.
After receiving necessary medical treatment, you may want to explore the possibility of taking legal action. As with any type of collision or accident, the person responsible may be required to pay you compensation for the harm you’ve suffered. However, making a successful claim can be difficult so it’s always beneficial to seek legal advice.
Taking Legal Action after an Uber Accident
If you’ve been involved in an accident while travelling in a rideshare, you’ll want to seek specialist advice. By contacting Uber accident attorneys in Miami, you can find out everything you need to know about taking legal action after an Uber accident. With expert knowledge in rideshare cases, dedicated attorneys can help you to obtain the compensation you deserve.
Being involved in a road traffic accident can cause a wide range of physical injuries. However, it isn’t just physical harm that can occur. Many people involved in car accidents and collisions also sustain emotional or psychological injuries and experience financial loss.
If you’ve been injured in an accident that wasn’t your fault, you shouldn’t suffer financial hardship as a result. By taking legal action, you can highlight the danger of road traffic accidents and access the personal injury compensation you’re entitled to.