Statistics paint a grim picture of American roads, with over 2.5 million people injured due to car accidents each year. As a road user, this means that you must always be prepared to manage the aftermath of these unexpected and scary experiences. Here is a list of what to do if you are injured in a car accident.
1. File a police report
Once an accident has occurred, make it a priority to alert the police. The authorities are responsible for conducting preliminary investigations, interviewing witnesses, and filing a report about the accident.
Remember, these law enforcement reports are critical when filing accident injuries claims with your insurer. As a result, you should stick to facts when talking to the police to avoid incriminating yourself.
2. Record details about the accident
It is best to collect as many details and evidence as possible while at the accident scene for your own good and protection. Among the actions you should take include;
- Taking photos of the accident scene to show collision damages
- Recording information about all the parties involved, including names, car plates, and insurance providers
- Talking to witnesses and getting their personal information
3. Notify your insurance company
You have a mandate to inform your insurance company about involvement in a car accident as soon as you can. Most insurance companies have strict policies on how long you should take before contacting them, or your claim will be considered invalid.
Do not forget that there is a big difference between notifying your insurance company about an accident and providing them with your statements. The right way to go about this is to:
- Identify the agent you are speaking with and note their details
- Tell them you are calling about an accident and provide your personal information only
- Politely decline to discuss any details about the accident
4. Get medical attention
Your top priority after getting involved in a car accident should be your safety as well as those involved. If anyone has severe injuries, immediately call an ambulance for emergency assistance.
Even when you are not severely injured, do not make the mistake of failing to seek medical attention, as most accident injuries remain hidden. Only a medical diagnosis will determine your state and help avoid further health complications.
5. Seek legal protection
You must never ignore the long-term impacts of car accident injuries, even if you were involved in a minor crash. Most of these injuries tend to be severe, translating to higher treatment costs and potential loss of ability to work for an extended period.
Since insurance companies never have your best interests at heart, your best bet at getting justice lies in seeking legal protection. Strive to get in touch with a car accident attorney as soon as possible to avoid making legal mistakes that could compromise your case.
Endnote
No one ever plans to be involved in a car accident, but you should know what to do once this happens. Adhere to these tips if you want to protect your well-being after these unfortunate incidents.